Citrus County, FL
What floods houses here, and what the policy answers for.
Hurricane is what floods houses here, and that water is outside the homeowners policy.
(844) 595-2218 Call a contractorConnects you with an independent contractor about new work. Calls may be recorded.
Citrus County, measured
Most of them carry no flood cover at all, and a homeowners policy never does.
Flood cover is bought separately through NFIP and starts thirty days after you buy it.
Open windows bring water in rather than out. Drying here is equipment, not air.
Frozen pipes are not the local story. Supply lines and appliances are.
Homes of this vintage may carry polybutylene supply, which fails along the pipe itself.
The line most owners find out about too late
A homeowners policy answers for water that escapes suddenly and accidentally inside the house — a pipe, a hose, a water heater, an overflow. It does not answer for water that rises from outside, anywhere in the country. That is flood, it is bought separately through NFIP, and cover starts thirty days after you buy it.
It also does not answer for a leak that has been weeping behind a wall for a year. That is a gradual loss, and the mold that came with it is excluded on the same ground.
Connects you with an independent contractor about new work. Calls may be recorded.